Injury Compensation Claims: The Good, The Bad, And The Ugly
How to Document Your Personal Injury Compensation Claims An attorney for personal injury can assist victims of injuries to obtain fair compensation. In order to receive the full amount of damages, it is essential to record your losses in a meticulous manner. This includes keeping an eye on your medical expenses and out of pocket expenses. Economic damages cover the cost of your past and future medical expenses, as well as lost wages. Also, it covers the pain and suffering and loss of companionship. Statute of Limitations If you've been injured by someone else's negligence or wrongful act, you must file a lawsuit as soon as you can. Statutes of limitation are legal time limitations that protect the parties from unnecessary litigation. They prevent claims being filed after the deadline. These limitations of time can differ according to the state and the type of claim and are typically subject to specific or limited exemptions. For instance, in New York, if you would like to bring a lawsuit for injuries that result from an automobile accident, the statute of limitations for these cases is three years. The time limit for civil actions which involve negligence is two years. This includes medical negligence, product liability and the wrongful death of a person. A lawyer can help determine the statute of limitation applicable to your case, and ensure that it is filed on time. A lawyer with experience will analyze your case to determine if there are extensions or waivers that may be available. You should be aware that even if your statute of limitations has expired you may still have other claims for compensation relating to your injuries. This includes workers' compensation and Social Security disability benefits. However, it is best to consult with an attorney about your situation as soon as you can to ensure that they can advise you of all your options. In the majority of cases, your statute of limitations starts to run on the date of the incident that caused your injury. In certain situations, such as exposure to toxic materials or medical malpractice, the time limit is not established until you realize that you would have known that your injury is caused by a negligent act. This is referred to as the discovery rule. There are also a few instances where the statute of limitations is “tolled” or suspended, but these situations are highly fact-specific and must be assessed by a competent personal injury lawyer. Our lawyers at Littman & Babarz can help you if you were injured as a result of an unintentional act of another. Contact us for an appointment for a free consultation. Damages A personal injury claim seeks financial compensation from the party accountable for your injuries. The legal term for this is “damages.” There are two types of damages that are general and special. General damages are designed to provide you with compensation for your losses like medical bills or lost wages, as well as discomfort and pain. Funeral expenses and emotional stress could be included in the special damages. If a loved one died because of another's reckless behavior you may also be able to recover damages for wrongful death. To hold the person responsible accountable for your injury, a court must determine four elements: duty, breach, damages and causation. To establish a defendant's obligation, they must be legally bound to behave responsibly in the particular situation. Failure to meet this obligation is known as negligence. A breach of this obligation is a direct cause of the injury you sustained. To be eligible for damages the injury must have caused severe damage or injury. For example, a car accident which resulted in a fractured arm would have substantial medical expenses, and most likely an interruption in wages. The injury was directly caused due to the defendant's negligence or reckless actions. The wrongful death claim may include funeral and burial expenses for your loved one as well as emotional distress you or your family experienced. Damages that are not financial are more difficult to determine. Your attorney will employ a variety of methods to calculate the value of your pain and suffering. Keep a diary to document your daily pain level as well as how your injuries have affected you physically, physically, and emotionally. This will help to support your claim. Insurance companies often undervalue these damages in order to avoid paying more settlements. In rare cases the attorney may pursue punitive damages. These are intended to punish the negligent party. These damages can only be awarded when the judge or jury finds the defendant's actions to be particularly obscene. These types of compensations are typically awarded in the case of drunk driving accidents, malicious or intentional actions, or nursing facility abuse. To receive these additional damages, your lawyer must prove that the defendant was acting with malice, willful or fraud, oppression, or with a lack of awareness of the consequences of their actions. Settlements How your case is decided will determine the amount of compensation that you will receive. If your claim goes to trial the jury will decide how much to award you for your injuries and losses. In a lot of cases, however, parties agree to settle out of the courtroom. Hesperia can avoid the time and cost of a court trial. This also allows victims to collect their compensation sooner than they would should they wait for the trial process to be completed. A personal injury settlement covers both economic and non-economic damages. The former include costs like medical expenses, lost wages, and property damage. The latter includes aspects such as pain, suffering and the loss of enjoyment your life. Placing a monetary value on these damages is usually difficult however an attorney can help determine the value of your injuries. Typically an insurance company will typically offer a settlement prior to the case goes to trial. They will examine the evidence you have gathered and determine how much they value your claim. You might be required to submit an official letter of demand together with evidence and a request for a suitable compensation amount. The insurer is likely to offer you a counter-offer which is usually lower than your requested amount. Your lawyer can negotiate a fair settlement with the insurance company. If you have an appropriate claim the settlement will pay the cost of your medical treatment and other out-of-pocket expenses due to your accident. In some instances the settlement could also include a portion of any future treatment that your doctor predicts you'll require as a result. In some cases, a settlement will include loss of consortium/companionship compensation if your injury led to the loss of a loved one. This kind of compensation is usually awarded to spouses and children who suffer because of the loss of a loved one due to an accident caused by someone else's negligence. Punitive damages can be awarded when the defendant is found to have been particularly negligent. This kind of compensation is designed to punish the defendant and to discourage others from engaging in reckless conduct. Filing an action Once a person has contacted an attorney for personal injury the next step is to collect evidence of their losses. Documents such as medical records, police reports and insurance policies could be included. Documentation of loss of income or property damage must be included in an insurance claim. If the parties cannot agree on a settlement, the plaintiff's attorney may start an action against the defendant. The complaint will outline the plaintiff's account of the events, explain how the actions of the defendant harmed them, and seek relief in the form monetary compensation. A summons will also be filed and personally served to the defendant, which is a notification that they are being accused of a crime. The defendant is given a certain time frame in which to respond. During this stage the parties will go through the discovery process, where they look into the defenses and claims of the other side. This can take a significant amount of time, and will likely involve a lot of documentation. A lawyer can help in preparing for trial by arranging expert witnesses and gathering evidence. They can also assist in calculating damages. They may also submit a demand to the insurance company for a fair settlement. The insurance company could accept the offer, decline it, or offer a counteroffer. It is vital to have an attorney who is knowledgeable of the law to protect your rights and maximize your recovery. The right attorney will be able to look through all the evidence available to verify that your losses are compensated. They can also help you cut out unnecessary expenses and keep track of the amount of money you're entitled. If more than one person is liable for the accident, New York law allows each one to be compensated for their share of responsibility. A skilled attorney can also assist with workers claims for compensation. Some personal injury cases require the involvement of experts in areas such as medicine, economics and engineering. Your lawyer will assist you in selecting experts who will be able to provide evidence to support your case. Depending on the facts of a case, it could be decided outside of court or in a trial.